Holiday Home Loans

Considering purchasing a holiday home with a loan? Borg Financial can help you get the best possible terms and interest rate, and manage your loan throughout its term.

Comprehensive Holiday Home Loan Solutions

Borg Financial is dedicated to our clients. Everything we do is carried out in your best interests, designed to deliver high levels of satisfaction. Whether you’re investing in property for yourself and wish to use it as a holiday home, or you’re planning on purchasing a holiday home and renting it out while you’re not using it, our team will work to understand your goals and deliver tailored holiday home loan solutions.

From the moment you call to the day you pay off your loan we can provide ongoing advice and assistance. If there are changes you can make to your loan for better terms or interest rates, you’ll be the first to know. Structure your holiday home loan correctly from the start with Borg Financial.

holiday home loans

Buying a Holiday Home to Earn Rental Income

Many people choose to rent out their holiday house while they’re not using it. If you’re considering supporting your loan repayments with rental income, Borg Financial can help you structure everything in a way that brings you the greatest possible financial benefit. Rental income can come from private platforms such as Airbnb, Booking.com and Riparide. The income can be existing when purchasing or if you plan to set up after Borg Financial can assist.

buying holiday home loans

Buying a Holiday Home as a Financial Investment

If you are planning on purchasing a holiday home purely as a financial investment, it’s important to consider the ongoing costs involved. While you may use it as a holiday home during the holiday season, there will be different factors to consider compared to if you’re renting it out. Borg Financial can help you weigh up the costs, like maintenance costs, and ensure you’re in a position to manage said costs throughout the loan term.

Why Hire a Holiday Home Loan Broker?

Loans for holiday homes are assessed differently from typical home loans and mortgages. One common difference is the loan to value ratio (LVR). This is the ratio the bank is willing to lend you against the value of the property. While this can be up to 95% for a regular home, it can be less for a holiday home, meaning you will need to put forward a larger deposit.

Additionally, there can be huge differences in loan options between lenders. A holiday home loan broker will be able to help you navigate these differences and connect you with a loan that will ensure you get the best possible result.

holiday home loan broker

Choose Borg Financial for your Holiday Home Loan

Borg Financial’s team of experienced finance brokers, investment strategists and financial experts work to understand your unique financial circumstances. We use this information to deliver a highly tailored service and achieve results many other loan and mortgage brokers cannot. Discuss your needs with our experts today.

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